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Buying a car: five added costs to factor in
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by: bythesea
Total views: 9128
Word Count: 455
Date: Fri, 15 Jul 2011 Time: 1:24 AM
721 comments
When it comes to buying a car, it's easy to get caught up in fixating on the initial cost price of buying the vehicle. While it's obviously a good idea to do your research and get your new car for the best price you possibly can, you should also keep in mind that there will be added costs once the car is in your possession - and budget accordingly.
Insurance
The cost of your car insurance will vary depending on a number of factors such as your age, the area you live in and whether you have any points on your licence. One of the main factors, though, is the car you're looking to insure; a vehicle with a powerful engine associated more with boy racers will likely cost more to insure than a little run-around designed to get you from A to B safely, so keep that in mind when choosing what to go for.
MOT and service
The cost of your vehicle's annual MOT and service will depend on how likely it is to develop expensive faults. There is, of course, the usual wear and tear that you would expect to have to pay to rectify - such as replacement tyres and brake pads - but certain models of car are notorious for specific problems, so be sure to do your research before making your final choice.
Vehicle Tax
Your car has to display a valid tax disc at all times, whether it's being driven or it's parked up (although if it's going to be permanently off public roads you can declare SORN, or Statutory Off Road Notification). The cost of vehicle tax depends on either the size of your car's engine or the amount of CO2 emissions it produces, so that's another thing to check before you sign on the dotted line.
Fuel
If you're planning on doing more than the odd trip to the shops with your new car then fuel costs will quickly mount up. It's worth looking into how fuel efficient your prospective new buy is and doing some calculations to see how much you'll be shelling out on fuel over the year. Do some comparisons with other models that are of similar cost to the one you're looking at to see if you're getting the best overall deal.
General upkeep
Even with the best intentions and preparations, you can bet that you'll experience some unannounced problems with your car somewhere down the line. Whether it's a chipped windscreen or a flat tyre, each small job carried out on your car will add up before you know it. Although it's impossible to expect the unexpected, you should try to keep some money aside to deal with unforeseen car trouble.
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